Insurance an annual obligation just to keep your motor vehicle secured all year round. It keeps you away of worries when accident happens. Imagine the benefits of insuring your automobile, it would only require small amount of money but the security throughout the year cannot be paid by any amount. Let us admit that you have peace of mind if valuable properties such as your house, automobile or even expensive jewelries are insured. But of course one must consider whether the insurance company can be trusted. It must be an insurance company known for speedy processing of claims like that of HVG insurance. I had once experienced bumping in to another car. It could had been cost me so much but thankfully I got my automobile insured and it cost minor damage to my monthly budget. There and then because of that experience paying or purchasing insurance for my valuables is never a burden to me. It is one of my yearly top priority dues apart from realty taxes, every beginning of the year.