I have a work that I need to start working today at the very least. I hope no one will disturb me. Yesterday, I was not in control of the time. I applied for a salary loan in Pag-ibig Fund (Pagtutulungan sa Kinabukasan: Ikaw, Bangko, Industria at Gobyerno). I spent 2 hours and 30 minutes to process my loan application. Though services is transparent in PAG-IBIG than GSIS here in our place but 2 hours and 30 minutes consumes much of my time. I hope they will be adding one more person to cater customers' needs.